Trusted Insurance Broker’s recommendations on getting Insurance
If you need help with important things in life, would you rather call a random number or a trusted friend? Many would prefer the latter. But a lot of times people go to the individual marketplace to get insurance. And it’s like asking strangers to help you out with important matters rather than having a reliable and trusted insurance broker.
Group Health Insurance Broker, Life Insurance
If you are under the poverty line or the government's going to give you a subsidy, Jim Restaino would always recommend getting the subsidy from the government in that situation.
On the flip side, If you're not eligible for the subsidy and you're getting individual health insurance, Jim would always recommend coming to them at Relax Benefits. With Relax Benefits, it doesn't cost you anything to have a broker as you are having a broker who is baked into the cost. He would always recommend having somebody to call than calling up a random number and hoping they help you.
Calling up a random person or the marketplace in a group situation is not something Jim would ever, ever recommend. In the group marketplace, you would never not want to have a broker because:
Relax Benefits will keep you current within the marketplace. The health insurance marketplace is constantly changing and there have been instances when the health insurance plan you currently have is discontinued the following year or the benefits for your renewing plan have changed without you knowing. Their renewal process will ensure any changes that could be made to your current plan are properly disclosed to you along with alternative options within the marketplace to compare with.
- Which Health Insurance Product is Right For My Employees?
- Health Insurance For Employees In Multiple States
- Can I Offer More Than One Plan Type To My Employees?
- As an Employer, How Much Do I Pay For Health Insurance
- The Role of a Broker in The Health Insurance Marketplace
- Why Choose a Level-Funded Health Plan?
- Is Reference-Based Pricing Right For My Business?