a presentaion about Advantages of Getting Insurance from a Trusted Broker by James Restaino

Advantages of Getting Insurance from a Trusted Broker

Trusted Insurance Broker’s recommendations on getting Insurance

If you need help with important things in life, would you rather call a random number or a trusted friend? Many would prefer the latter. But a lot of times people go to the individual marketplace to get insurance. And it’s like asking strangers to help you out with important matters rather than having a reliable and trusted insurance broker.

Group Health Insurance Broker, Life Insurance

If you are under the poverty line or the government's going to give you a subsidy, Jim Restaino would always recommend getting the subsidy from the government in that situation.

On the flip side, If you're not eligible for the subsidy and you're getting individual health insurance, Jim would always recommend coming to them at Relax Benefits. With Relax Benefits, it doesn't cost you anything to have a broker as you are having a broker who is baked into the cost. He would always recommend having somebody to call than calling up a random number and hoping they help you.

Calling up a random person or the marketplace in a group situation is not something Jim would ever, ever recommend. In the group marketplace, you would never not want to have a broker because:

  • They keep you compliant. 
  • They keep you safe. 
  • They keep you legal. 
  • They keep you current.

  • Planning to buy a property? See how this post can help you have a seamless transaction: How a Great Realtor Can Help You Find Your New Home by Erin Myers 
    Record low mortgage rates have contributed to the increase in demand for housing. Buyers are looking for properties but the inventory couldn’t keep up with demand despite the pandemic. Why is finding a great realtor key in this hot market? How much demand is there in the rental market? Why buying and selling real estate can be a really stressful process?

    Renewal Process

    Relax Benefits will keep you current within the marketplace. The health insurance marketplace is constantly changing and there have been instances when the health insurance plan you currently have is discontinued the following year or the benefits for your renewing plan have changed without you knowing. Their renewal process will ensure any changes that could be made to your current plan are properly disclosed to you along with alternative options within the marketplace to compare with. 

    James Restaino is part of Relax Benefits. He is a Managing Partner/Broker at Specialized Health Services LLC, an Employee Benefits Company that specializes in group health insurance, life insurance, and dental/vision insurance servicing companies in New Jersey and New York. His ideal clients are companies that have at least 2 enrolled employees on Employee Benefits. With his 25 years of experience, he can help you find the right coverage for you or your employees.
    James Restaino

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