If your 2020 federal return has already been filed and you are due a refund, you can check the status of your refund online.

Note: if you claimed the Earned Income Tax Credit (EITC) or the Additional Child Tax Credit (ACTC), the IRS will not issue refunds until the first week of March provided you e-filed, chose your refund to be direct deposited and no issues were found with your refund.   

“Where’s My Refund?” is an interactive tool on the IRS website at IRS.gov. Whether you have opted for direct deposit into one account, split your refund among several accounts, or asked the IRS to mail you a check, “Where’s My Refund?” will give you online access to your refund information nearly 24 hours a day, 7 days a week. 

If you e-file, you can get refund information within 24 hours after the IRS has acknowledged receipt of your return. Generally, refunds for e-filed returns are issued within 21 days.  

However, if you file a paper return, there is no assurance when your refund information will be available. In the past, the IRS said it would be available within four weeks of filing. However, due to COVID-19 delays it is taking the IRS longer to process paper filed returns, although they do process them in the order received. So, expect delays and do not submit a second return. To be on the safe side, be sure to obtain a proof of mailing from the USPS.     

See this related post from Dennis Harabin: What if I Missed Something on My Tax Returns?

Failing to report an item of income will most certainly generate an IRS inquiry, which typically happens a year or more after the original return was filed and after the interest and penalties have built up. On the other hand, if you have a refund coming, you certainly don’t want that to go by the wayside.  

When checking the status of your refund, have a copy of your federal tax return handy. To access your personalized refund information, you must enter: 

• Your Social Security number (or Individual Taxpayer Identification Number); 
• Your filing status (single, married filing joint return, married filing separate return, head of household, or qualifying widow(er)); and 
• The exact refund amount shown on your tax return. 
   

Once you have entered your personal information, one of several responses may come up, including the following: 

• Acknowledgement that your return has been received and is in processing. 
• The mailing date or direct-deposit date of your refund. 
• Notice that the IRS has been unable to deliver your refund because of an incorrect address. You can update your address online using the feature on “Where’s My Refund?”

The quickest refunds are via direct deposit. Allow additional time for checks to be processed through the mail.

When should you call the IRS if you don’t receive your refund? You should only call if it has been: 

• 21 days or more since your return was e-filed,
• 6 weeks or more since you mailed your return, or
• When "Where's My Refund" tells you to contact the IRS.

“Where’s My Refund?” also includes links to customized information based on your specific situation. The links will guide you through the steps to resolve any issues affecting your refund. 

Many states also have a Where’s My Refund? feature on their tax department’s website . Google Where’s My Refund with the name of the state.   

If you have questions related to your refund, please give this office a call at 551-249-1040.

Recommended Readings:

• Be In the Know: The Reason Why Your Tax Return Is Delayed
• File Forms 1099-NEC or 1099-MISC? Which One Does Your Business Need?
• 15 Most Commonly Encountered Tax Penalties That YOU Can Avoid
• The Benefits of Filing a Tax Return